Friday, June 17, 2022

Modern Level of Poverty

 


(If you are lazy to read this blog, click on the spotify link to listen to the podcast of this blog)

 

https://open.spotify.com/episode/0yCldXv8dNDv5BYw2zU6O3?si=mwMAbDxlRt6BU3U6UrYXMw

Hi friends, Welcome to “Snehha Ke Vichar”.

Today I want to talk about my observation.

We all work hard for success right.

And success according to all of us means buying our own house, own car, having some insurance policies for ourself and our loved ones, paying our bills, having a vacation and some savings in our accounts etc.

Fair enough!

 


Before we even buy all of these, there is someone who is spying on us.

Someone is actually keeping an eye on our earnings, purchases, whishlists etc.

Do you know who that is?

It’s a BANK!

I am sure you all might be thinking why am I saying all this.

Let me explain my point.

We all get a call at least once a day from some or the other bank offering us something.

They either offer various types of loans, some insurance or credit card.

Now, when we happen to fall for these irresistible offers, we end up buying it.

Credit card is the most irresistible offer.

And it seems like a necessity these days.

Every other person has at least one.

We own a credit card in a hope of giving some relief to our pocket, and like an angel it will grant us everything that we wish for.

But most of the times it becomes a ghost in our life and starts scaring us by putting a burden to our pocket.

I know there is a way to use it and if one uses it the right way it would really be an angel to us.

But it also tempts us to buy things which are not really required or out of the budget.

We fall prey to such offers and start misusing it no matter how smart we are.

I am sure you all must be agreeing to me. Because at some point we all have made this mistake, Right.

But eventually we get habitual to it and try to buy all those things which means success to us. 

But we do not realize that most of it is a liability and the remaining ones aren’t owned by us until we pay the entire amount of it. May it be a house or any other commodity which has been bought through a credit card.

 

Does that mean the success which is been bought by the credit cards are an illusion?

It seems like a Mirage to me. I own something but still aren’t the owner of it.

 


This is what I call the Modern level of Poverty!

What are your thoughts on this, do let me know in the comments.

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